Wealth Planning

Estate and wealth planning touches almost every corner of a financial plan — life insurance, RRSP and TFSA beneficiary designations, RRIF planning, and how the assets you've built actually pass to the people you care about. This section teaches those concepts in plain language.

I can teach the concepts, consult on how they fit your specific situation, and guide you through the financial side of a wealth plan — the insurance, registered-account, and retirement-income pieces I'm licensed to work with directly.

Wills, powers of attorney, and trusts are legal documents that only a lawyer or notary can draft, and some estate tax strategy goes beyond insurance and investment licensing entirely. Where a conversation moves into that territory, I'll say so plainly and refer you to a professional who's qualified to help, rather than guess at it.